A homestead declaration is a basic, inexpensive asset protection device that should be part of any estate plan.
Once properly recorded, a homestead declaration can protect your home, with certain limitations, for up to $500,000 from the claims of creditors. A homestead declaration will always be subordinate to any bank mortgage on your home (the loan documents will require it), and there are other limitations, but it can prevent you from losing your home in certain circumstances.HAVE QUESTIONS ABOUT AN ESTATE PLAN?
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