A complete estate plan should also address what happens if you become disabled or incapacitated during your life.
If you are unable to manage your own financial affairs, some or all of your assets will be frozen until a court appoints someone to make decisions on your behalf. If you are unable to make decisions about your own medical care, again, a court must appoint someone to make decisions on your behalf. In either case, a court’s choice may not be the choice you would have made, and competing appointment requests can increase the stress on your family. But by signing a power of attorney (for financial and personal affairs) and a health care proxy (for medical care), you choose who will act for you, and you lessen the stress on your loved ones, should you ever need someone to make decisions and enter into transactions on your behalf.HAVE QUESTIONS ABOUT AN ESTATE PLAN?
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